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‘I racked up $45,000 in credit-card debt doing home repairs’: Should I refinance my $1.5 million house — or take out a personal loan to pay it off?

“We live in a very strong housing market in Los Angeles so we’re not worried about it losing value.”

Apr-27-2024


‘I don’t want to end up with stalkers’: Should I tell my heirs that I’m writing a will and how much they can expect to inherit?

“Should I even let them know that there is a will in which they are mentioned?”

Apr-27-2024


My late aunt gave her husband a life tenancy in her home — but her attorney won’t even let us see the will. Is this a bad sign?

“When she died, we were told by her attorney that we were responsible for the taxes and property insurance during the time when the life tennant lives in the home.”

Apr-27-2024


His daughter whispers, ‘Where are your paychecks?’ in his ear. My stepfather is in a nursing home with dementia. How can my mother and I protect him?

“My mother has a durable power of attorney for Sam’s healthcare and is his primary representative. No one has financial POA.”

Apr-27-2024


I’m 55 with no kids. I was unhappy at work so I took early retirement. I’ve more than $2.7 million in stocks and $1.6 million in real estate. Is that enough?

”I expect to inherit close to $500,000, but I am not counting on that in my planning.”

Apr-27-2024


How populism’s worst ideas about trade and immigration threaten U.S. economic growth

Americans showing more skepticism towards affirmative action and open immigration.

Apr-27-2024


A $100,000 salary no longer buys you a middle-class lifestyle. Here’s why it costs so much more now.

“We’re definitely not doing what you would think somebody with our income could do with the money,” one six-figure earner said.

Apr-27-2024


Half of U.S. households can only afford a $400 car payment. Their options — new or used — are scarce.

The large number of buyers seeking a low-cost, entry-level vehicle are underserved in today’s market.

Apr-27-2024


4 ways to defend your stock portfolio that have helped this fund manager beat the market

If recent stock-market weakness has you on edge, this might be your problem.

Apr-27-2024


Test yourself: See if you’re one of the few who can answer these 2 basic retirement questions

Financial literacy can make a big difference in how well prepared we are for retirement.

Apr-27-2024